This study examined the impact of credit risk management practices on capital adequacy in Nigerian commercial banks. The objective of the study was to investigate the effect of loan loss provisions, loan loss reserves, and collateralization on capital adequacy. An Read More …
Author: ISIR Publisher
The Legal and Ethical Implications of Sharing Open-Source Intelligence Among Agencies and Contractors
This article seeks to understand open-source intelligence in the 21st century by examining the implications of sharing it with high-reliability organizations, private military contractors, and other outside groups. By comparing the efficacy of finished intelligence collected through overt and covert Read More …
WORKFORCE DIVERSITY AND EMPLOYEE SATISFACTION IN DEVELOPMENT BANKS IN NIGERIA
As the financial sector evolves under the pressures of globalization and increased competition, organizations are compelled to explore strategies that enhance employee satisfaction and overall performance. Workforce diversity particularly in terms of age and gender has emerged as a critical Read More …
Influence of Career Development as an Employee Development Strategy on Public Service Delivery: Evidence from Mbarara Regional Referral Hospital, Uganda
Service delivery in public hospitals is critical for ensuring quality healthcare, yet the influence of career development on service outcomes remains underexplored, particularly in low-resource settings. Anchored on Herzberg’s Two-Factor Theory of Motivation, this study examined the relationship between career Read More …
The Gen Z Movement: Digital Mobilisation and its Impact on Nepalese Politics
This paper examines the emergence and impact of the recent Generation Z (Gen Z) youth movement in Nepal, analysing its distinct characteristics within the nation’s political landscape. The study identifies the movement as a fundamental, generational shift in civic engagement, Read More …
ISIRJAHSS Vol – 2 Issue – 5 (September – October 2025)
Housing Policy and Housing Development Issues: A Case Study of Nigeria and Other Regions of the World PP: 29-40 DOI:10.5281/zenodo.17263991 Olabode Oludayo Akangbe1, Olusola Oladapo Makinde1*, Tomori Jumoke Mulikat1, Olubukunmi Temitope Makinde3 ISIR Journal of Arts, Humanities and Social Sciences Read More …
The Use of Digital Payment Instruments in The Context of Financial Digitalization for Indonesia’s Economic Growth in 2021-2024
The utilization of electronic money instruments as a means of payment has shown a significant upward trend in recent years. Nevertheless, this increase has not been accompanied by corresponding growth in Indonesia’s economy, which has remained relatively stagnant and sluggish. Read More …
ISIRJBMS Vol – 2 Issue – 5 (September – October 2025)
Sustainability of Nigeria’s Digital Economy, the Interplay of Governance, Innovation, and Institutional Framework PP: 60-69 DOI:10.5281/zenodo.17348645 Ihionu Marcellinus Chukwuka Ph.D ISIR Journal of Business and Management Studies (ISIRJBMS) 2(5) September – October 2025 PDF Credit Risk Management and Capital Adequacy Read More …
