ISIRJBMS Vol – 2 Issue – 5 (September – October 2025) September 10, 2025September 14, 2025 ISIR Publisher The Use of Digital Payment Instruments in The Context of Financial Digitalization for Indonesia’s Economic Growth in 2021-2024 PP: 01-07 DOI:10.5281/zenodo.17115139 ARYA FEBRIANSYAH1, TRI WAHYU REJEKININGSIH2 ISIR Journal of Business and Management Studies (ISIRJBMS) 2(5) September - October 2025 PDF